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We all like security and we are especially keen to ensure that our loved ones are looked after. Premature death, serious illness, ill health and injury are all scenarios that can place huge financial burdens on us and our families.

There are solutions

Life cover and serious illness policies can provide lump sums whilst a mortgage protection policy will ensure that the outstanding mortgage debt is cleared. Income Protection (also known as Permanent Health Insurance) can provide a long term replacement income in the event of you being unable to work due to illness or injury.

At TDC Financial we will advise you on the most appropriate cover. We will research the market and find the most cost effective and suitable solution. In certain circumstances, tax relief will be available on the premium.

Life Cover

Life cover provides financial protection and peace of mind to your dependents typically your spouse/partner and children if the worst were to happen. There are 2 main types Term Cover and Whole Life Cover

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Serious Illness Cover

Serious illness cover provides a capital sum in the event of the life assured being diagnosed as suffering/contracting an illness outlined in the policy document.

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Income Protection

Taking out Income protection cover provides a plan holder with a regular income which is paid in the event that they cannot work due to long-term illness or injury.

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